Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the website, products, and services offered by Voitra AI. Please read them carefully before using our services. This document is a general draft template and should be reviewed by a qualified legal professional before publication.
Acceptance of Terms
By accessing or using the Voitra AI website or any associated services, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree to these Terms, you must not use our services.
Description of Services
Voitra AI provides an AI-assisted portfolio management platform designed to help individuals and families plan and manage their investments. Our services may include account setup, portfolio recommendations, ongoing monitoring, and related informational content. Availability of specific features may vary and may change over time without prior notice.
Eligibility and Account Registration
To use certain features of our services, you may be required to create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account.
No Financial Advice
Content provided through Voitra AI, including any AI-generated recommendations, projections, or educational materials, is provided for general informational purposes only and does not constitute personalized financial, legal, or tax advice. You should consult a qualified professional before making financial decisions. Past performance is not indicative of future results, and all investments carry risk, including the potential loss of principal.
Fees and Payments
Details regarding any applicable fees, charges, or fee structures will be presented to you prior to your use of paid features. We reserve the right to modify our fee structure at any time, with reasonable advance notice provided to existing users where required by applicable law.
User Responsibilities
You agree to use our services only for lawful purposes and in accordance with these Terms. You must not attempt to interfere with the proper functioning of the platform, access data not intended for you, or use the services in any manner that could disable, overburden, or impair our systems.
Intellectual Property
All content, trademarks, logos, software, and materials available through Voitra AI are the property of Voitra AI or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right to use our trademarks, logos, or brand assets without prior written consent.
Third-Party Services
Our platform may integrate with or reference third-party services, tools, or content. Voitra AI does not control and is not responsible for the availability, accuracy, or practices of any third-party services. Your use of third-party services is subject to their own terms and policies.
Limitation of Liability
To the fullest extent permitted by applicable law, Voitra AI and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our services. Our total liability for any claim arising out of these Terms shall not exceed the amount you paid to Voitra AI, if any, in the twelve months preceding the claim.
Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the services will be uninterrupted, error-free, or entirely secure.
Termination
We reserve the right to suspend or terminate your access to our services at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Voitra AI, other users, or third parties. You may also terminate your account at any time by following the process described within your account settings or by contacting us.
Changes to These Terms
We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. We will make reasonable efforts to notify users of material changes. Continued use of our services after such changes take effect constitutes your acceptance of the revised Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Voitra AI operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts, unless otherwise required by mandatory consumer protection law.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced by a valid provision that most closely reflects the original intent.
Contact
If you have questions about these Terms, please reach out through the contact options listed on our Contact page. We aim to respond to inquiries in a timely manner.
This page was last updated as part of our general website content and is provided as a template draft. It does not constitute legal advice and should be reviewed and adapted by qualified counsel to ensure compliance with applicable laws before relying on it.